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Car accident Totally Explained
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Everything about Motor Vehicle Accident totally explainedA car accident is a road traffic incident which usually involves at least one road vehicle being in collision with, either another vehicle, another road user, or a stationary roadside object, and which usually results in injury or property damage. Phrases used to describe similar incidents include: auto accident, car crash, car smash, car wreck, fender bender, motor vehicle accident (MVA), personal injury collision (PIC), road accident, road traffic accident (RTA), road traffic collision (RTC), road traffic incident (RTI), traffic collision.
Background
Road crashes, causing death, injury, and damage have always happened. History tells of many notable historic personalities who were the victim of such incidents. Louis IV of France died in 954 after falling from his horse, as did at least two kings of England: William I (William the Conqueror) in 1087 and William III in 1702. Handel was seriously injured in a carriage crash in 1752.
The British road engineer J. J. Leeming, compared the statistics for fatality rates in Great Britain, for transport incidents both before and after the the introduction of the motor vehicle, for journeys, including those by water, which would now be undertaken by motor vehicle:
'They took into account thirty factors which it was thought might affect the death rate. Among these were included the annual consumption of wine, of spirits and of malt beverages — taken individually — the amount spent on road maintenance, the minimum temperature, certain of the legal measures such as the amount spent on police, the number of police per 100,000 inhabitants, the follow-up programme on dangerous drivers, the quality of driver testing, and so on. The thirty factors were finally reduced to six on elimination of those which were found to have small or negligible effect. The final six were:
- (a) The percentage of the total state highway mileage that's rural.
- (b) The per cent increase in motor vehicle registration.
- (c) The extent of motor vehicle inspection.
- (d) The percentage of state-administered highway that's surfaced.
- (e) The average yearly minimum temperature.
- (f) The income per capita.
'These are placed in descending order of importance. These six accounted for 70% of the variations in the rate.'
A 1985 study by K. Rumar, using British and American crash reports as a source of data, found that 57% of crashes were due solely to driver factors, 27% to combined roadway and driver factors, 6% to combined vehicle and driver factors, 3% solely to roadway factors, 3% to combined roadway, driver, and vehicle factors, 2% solely to vehicle factors and 1% to combined roadway and vehicle factors.
As the factors involved in collisions have been better understood, the term "accident" is sometimes avoided by some organisations, as the word can suggest an unpredictable, unpreventable event. However, although these events are relatively rare in terms of the number of vehicles and drivers on the road, addressing the contributing factors can reduce the likelihood of collisions. That is why these organisations prefer the term "crash" or some other term.
However, treating these incidents as anything other than "accidents" has been criticised for holding back safety improvements, because a culture of blame may discourage the involved parties from fully disclosing the facts, and thus frustrate attempts to address with the real root cause.
Driver behaviour
A 1985 report based on British and American crash data, found that driver error, intoxication and other human factors contribute wholly or partially to about 93% of crashes. One survey of drivers reported that they thought the key elements were:
with researchers observing that many exhibit behaviours and attitudes to risk that can place them in more hazardous situations than other road users.
This gets reflected by actuaries when they set insurance rates for different age groups, partly based on their age, sex, and choice of vehicle. Older drivers with slower reactions would be expected to be involved in more accidents, but this hasn't been the case as they tend to drive less and, apparently, more cautiously.
Attempts to impose traffic policies can be complicated by local circumstances and driver behaviour. In 1969 Leeming warned that there's a balance to be struck when "improving" the safety of a road: and another argued that compulsory seat belt laws have not been accompanied by a clearly-attributed fall in overall fatalities.
In the 1990s, Hans Monderman was amongst those who had studied driver behaviour, and realised that signs and regulations had an adverse effect on a driver's inbuilt ability to interact safely with other road users. Monderman found, using his shared space principles, which had their roots in the principles of the woonerven of the 1970s, that the removal of highway clutter, and allowing motor vehicle users and other road users to mingle with equal priority, freed drivers to be able to recognise environmental clues, and, relying on their cognitive skills alone, traffic speeds were radically reduced—resulting in lower levels of road casualties and lower levels of congestion.
Speed choice
The U.S. Department of transportation's Federal Highway Administration have a webpage documenting a review of speed research. The summary states:
That the evidence shows that the risk of having a crash is increased both for vehicles travelling slower than the average speed, and for those travelling above the average speed.
That the risk of being injured increases exponentially with speeds much faster than the median speed.
That the severity of a crash depends on the vehicle speed change at impact.
That there's limited evidence that suggests that lower speed limits result in lower speeds on a system wide basis.
That most crashes related to speed involve speed too fast for the conditions.
That more research is needed to determine the effectiveness of traffic calming.
On a webpage titled "The biggest killer on our roads", the Road and Traffic Authority (RTA) of the Australian state of New South Wales (NSW), state that speeding (by which they mean travelling too fast for the prevailing conditions, in addition to speed above the specified speed limit) is a factor in about 40 per cent of road deaths. On the same webpage the RTA also state that "speeding increases the risk of a crash and the severity of the crash outcome".
The contributory factor report in the official British road casualty statistics show for 2006, that "exceeding speed limit" (known as "speeding" in the UK) was a contributory factor in 5% of all casualty crashes (14% of all fatal crashes), and that "travelling too fast for conditions" was a contributory factor in 11% of all casualty crashes (18% of all fatal crashes).
Driver impairment
A road user's capability is affected by the physical and mental ability to assess conditions and respond quickly. Studies have established some common conditions that impair this judgement, including:
poor eyesight and/or physical impairment, with many jurisdictions setting simple sight tests and/or requiring appropriate vehicle modifications before being allowed to drive;
old age, with some jurisdictions requiring driver retesting for reaction speed and eyesight after a certain age;
Fatigue;
excessive alcohol, with simple blood-alcohol limits enforced through drink-driving laws (although some level of impairment may occur below the legal limit). See also: alcohol-related traffic crashes in the United States;
drug use - including some prescription drugs, over the counter drugs (notably antihistamines, opioids and muscarinic antagonists), and illegal drugs.
Several conditions can work together to create a much worse situation, for example:
combining low doses of alcohol and cannabis has a more severe effect on driving performance than either cannabis or alcohol in isolation, or
taking recommended doses of several drugs together, which individually won't cause impairment, may combine to bring on drowsiness or other impairment. This could be more pronounced in an elderly person whose renal function is less efficient than a younger person's.
Thus there are situations when a person may be impaired, but still legally allowed to drive, and becomes a potential hazard to themselves and other road users. Pedestrians or cyclists are affected in the same way and can similarly jeopardise themselves or others when on the road.
Research suggests that the driver's attention is affected by distracting sounds such as conversations and operating a mobile phone while driving. Many jurisdictions now restrict or outlaw the use of some types of phone within the car. Recent research conducted by British scientists suggests that music can also have an effect; classic music is considered to be calming, yet too much could relax the driver to a condition of distraction. On the other hand, hard-rock may encourage the driver to step on the acceleration pedal, thus creating a potentially dangerous situation on the road.
Road design
A 1985 US study showed that about 34% of serious crashes had contributing factors related to the roadway or its environment. Most of these crashes also involved a human factor. The scheme states it has highlighted thousands of road sections across Europe where road-users are routinely maimed and killed for want of safety features, sometimes for little more than the cost of safety fencing or the paint required to improve road markings.
There are plans to extend the measurements to rate the probability of an accident for the road. These ratings are being used to inform planning and authorities' targets. For example, in Britain two-thirds of all road deaths in Britain happen on rural roads, which score badly when compared to the high quality motorway network; single carriageways claim 80% of rural deaths and serious injuries, while 40% of rural car occupant casualties are in cars that hit roadside objects, such as trees. Improvements in driver training and safety features for rural roads are hoped to reduce this statistic.
Alternative approaches
For most of the 20th Century, many road authorities believed that traffic should be separated and controlled by class (pedestrian, bicyclist, and motor vehicle driver) in order to combine high speed use of motor vehicles with good traffic safety. Acceptance of this view by the authorities has led to the widespread use of traffic lights, Belisha beacons, pedestrian crossings, and, in some jurisdictions, cycle lanes.
Alternatives to this approach have been suggested, such as those offered by J. S. Dean, a former chairman of the UK Pedestrians' Association: Better roads, better sight lines, fewer bends and blind corners, less traffic, better lighting, better visibility, better weather conditions – all these that are supposed to make for greater safety, in fact, make for greater danger ... because every "nonrestrictive" safety measure, however admirable in itself, is treated by the drivers as an opportunity for more speeding, so that the net amount of danger is increased and the latter state is worse than the first.
In the latter part of the 20th Century, alternative design approaches such as those pioneered in woonerven became more popular. These approaches, recognising that higher traffic speeds made collisions more likely and injuries more severe, sought to reduce traffic speeds in community and housing zones by the use of lower speed limits enforced by the use of special signage and road markings, the introduction of traffic calming measures, and by giving pedestrians priority over motorists.
Beginning in the 1990s, radical-thinking traffic professionals such as Hans Monderman, recognising that even with all the traditional measures of speed limits, traffic calming, pedestrian barriers, road signs and road markings, that safety and congestion problems remained, started another revolution in planning. John Adams argues that traditional traffic engineering measures assumed that motorists were "selfish, stupid, obedient automatons who had to be protected from their own stupidity" and non-motorists were treated as "vulnerable, stupid, obedient automatons who had to be protected from cars – and their own stupidity". Monderman believed that "if you treat drivers like idiots, they act as idiots" and that you should "always assume they've intelligence". He found that trusting drivers to behave was more successful than forcing them to behave. Monderman's new approach was characterised by the redesign of junctions and road layouts, a virtual elimination of kerbs, road signs and signals, the removal of cycling lanes and speed humps, and the introduction of equal priority for all types of road user, with right of way being open to negotiation. This philosophy, under the name "shared space", has since attracted the attention of many authorities around the world. Reported results indicate that the shared space approach leads to significantly reduced traffic speeds, the virtual elimination of road casualties, and a reduction in congestion.
Vehicle design and maintenance
A well-designed and well-maintained vehicle, with good brakes, tyres and well-adjusted suspension will be more controllable in an emergency and thus be better equipped to avoid collisions. Some mandatory vehicle inspection schemes include tests for some aspects of road worthiness, such as the UK's MOT test or German TÜV conformance inspection.
The design of vehicles has also evolved to improve protection after collision, both for vehicle occupants and for those outside of the vehicle. Much of this work was led by automotive industry competition and technological innovation, leading to measures such as Saab's safety cage and reinforced roof pillars of 1946, Ford´s 1956 Lifeguard safety package, and Saab and Volvo's introduction of standard fit seatbelts in 1959. Other initiatives were accelerated as a reaction to consumer pressure, after publications such as Ralph Nader's 1965 book Unsafe at Any Speed accused motor manufacturers of indifference towards safety.
In the early 1970s British Leyland started an intensive programme of vehicle safety research, producing a number of prototype experimental safety vehicles demonstrating various innovations for occupant and pedestrian protection such as: air bags, anti-lock brakes, impact-absorbing side-panels, front and rear head restraints, run-flat tyres, smooth and deformable front-ends, impact-absorbing bumpers, and retractable headlamps. Design has also been influenced by government legislation, such as the Euro NCAP impact test.
Common features designed to improve safety include: thicker pillars, safety glass, interiors with no sharp edges, stronger bodies, other active or passive safety features, and smooth exteriors to reduce the consequences of an impact with pedestrians.
The UK Department for Transport publish road casualty statistics for each type of collision and vehicle through its Road Casualties Great Britain report.
These statistics show a ten to one ratio of in-vehicle fatalities between types of car. In most cars, occupants have a 2–8% chance of death in a two-car collision.
At the other extreme, motorcyclists have little protection other than their clothing; this difference is reflected in the casualty statistics, where they're more than twice as likely to suffer severely after a collision. In 2005 there were 198,735 road crashes with 271,017 reported casualties on roads in Great Britain. This included 3,201 deaths (1.1%) and 28,954 serious injuries (10.7%) overall.
Of these casualties 178,302 (66%) were car users and 24,824 (9%) were motorcyclists, of whom 569 were killed (2.3%) and 5,939 seriously injured (24%).
Research has shown that, across all collision types, it's less likely that seat belts were worn in collisions involving death or serious injury, rather than light injury; wearing a seat belt reduces the risk of death by about two thirds. Seat belt use is controversial, with notable critics such as Professor John Adams suggesting that their use may lead to a net increase in road casualties due to a phenomenon known as risk compensation.
Some types of crash tend to have more serious consequences; rollovers have become more common in recent years, perhaps due to the increase in popularity of taller SUVs, people carriers and minivans which have more top weight than standard passenger cars. Rollovers can often be fatal, especially if the occupants are ejected because they were not wearing seat belts (83% of ejections during rollovers were fatal when the driver didn't wear a seat belt, compared to 25% when they did).
Now about 40% of new US vehicles, mainly the SUVs, vans and pickup trucks that are more susceptible to rollover, are being produced with a lower center of gravity and enhanced suspension with stability control linked to its anti-lock braking system in order to better address the risk of rollover, and meet US federal requirements that will mandate anti-rollover technology by September 2011.
Death and injury statistics
The ability to deliver prompt medical attention has also improved through improvements in ambulance and rescue equipment, availability of air ambulances, rapid response units, and paramedic training, while design changes have made collisions more survivable. Thus injuries from a collision that once would have been fatal may now be averted, while remote locations may report few accidents but with more fatalities.
For this reason modern accident statistics often focus on reportable injury accidents (which include deaths) rather than reporting on deaths alone. It is also believed that serious accidents are often significantly under-reported, under-recorded and misclassified and that the completeness of reporting may vary over time and between sources.
Local differences in requirements for reporting can sometimes make international comparisons of figures difficult.
Trends in collision statistics
Road toll figures show that car collision fatalities have declined since 1980, with most countries showing a reduction of roughly 50%.
In the United States, fatalities have increased slightly from 40,716 in 1994 to 42,884 in 2003.
However, in terms of fatalities per 100 million miles driven, the fatality rate has dropped 16% between 1995 and 2005. Injuries dropped 37% over the same period. (National Traffic Safety Administration, 2006). In addition, there are many variables that have been shown to statistically correlate to car accidents, including: drunk driving, road type, age of driver, and gasoline prices.
It has been noted that road fatality trends tend to follow "Smeed's law" (named after R.J. Smeed, its author, and subsequently re-analysed and confirmed by John Adams.) This is an approximate empirical rule that relates falling injury rates to congestion, as measured by car ownership levels, and is insensitive to other factors.
Common types of collision
Statistics are typically gathered on the direction of impact, or impacts. The most common collisions on the road where both parties are moving involve:
frontal impacts (most common)
side impacts
rear impacts
rollovers (most rare)
In the USA rollovers have contributed to more than 10,000 deaths a year even though they only account for about 3 percent of all crashes.
Sometimes the vehicles in the collision can suffer more than one type of impact, such as during a shunt or high-speed spin. This most often occurs when there's a "second harmful event," such as when a vehicle is redirected by the first crash into another vehicle or fixed object.
Backup collisions
Backup collisions happen when a driver reverses the car into an object, person, or other car. Although most cars come equipped with rear view mirrors which are adequate for detecting vehicles behind a car, they're inadequate on many vehicles for detecting small children or objects close to the ground, which fall in the car's blind spot. Large trucks have much larger blind spots that can hide entire vehicles and large adults.
According to research by Kids and Cars – an organization devoted to preventing (non-traffic) motor-vehicle-related deaths and injuries – 49% of the non-traffic, non-crash fatalities involving children under 15 from 2001–2005 were caused by vehicles backing up.
The CDC reported that from 2001–2003, an estimated 7,475 children (2,492 per year) under the age of 15 were treated for automobile back-over incidents.
The US National Highway Traffic Safety Administration found that back-up collisions most often:
occur in residential driveways and parking lots
involve sport utility vehicles (SUVs) or small trucks
occur when a parent, relative or someone known to the family is driving
particularly affect children less than five years old
The driver of the car backing up and hitting an object, a person, or another car is usually considered to be at fault.
Prevention organizations suggest that parents use common sense, and also take safety measures such as installing cross view mirrors, audible collision detectors, rear view video camera and/or some type of reverse backup sensors. Furthermore, safer backing up is done when the driver turns completely around and looks out of the rear window of the car, rather than relying on mirrors. This provides a wider field of vision and better control of the vehicle.
Legal consequences
Car collisions usually carry legal consequences in proportion to the severity of the crash. Nearly all common law jurisdictions impose some kind of requirement that parties involved in a collision (even with only stationary property) must stop at the scene, and exchange insurance or identification information or summon the police. Failing to obey this requirement is referred to as hit and run and is generally a criminal offence. However, most claims are settled without recourse to law. In this case, assuming that both parties carry adequate insurance, the claim is often handled between the two insurers. There may be financial penalties involved, such as an excess or deductible payment and a loss of a no-claims bonus or higher future premiums.
Depending upon the circumstances, parties involved in an incident may face criminal liability, civil liability, or both. Usually, the state starts a criminal prosecution only if someone is severely injured or killed, or if one of the drivers involved was acting illegally or clearly grossly negligent or intoxicated or otherwise impaired at the time the accident occurred. Criminal charges might include driving under the influence of alcohol or drugs, driving without due care (UK), assault with a deadly weapon (USA), manslaughter, or murder; penalties range from fines to jail time (USA) to prison time to death (where applicable). It is notable that the penalties for killing and injuring with motor vehicles are often very much less than for other actions with similar outcomes.
As for civil liability, in places where healthcare is mainly provided through private insurance, such as the USA, automobile accident personal injury lawsuits have become the most common type of tort. Because of pre-existing case law, the courts usually need to decide only the factual questions of who is at fault, and their percentage of fault, as well as how much must be paid out in damages to the injured plaintiff by the defendant's insurer.
For lesser offences civil action may result in fines or collecting points that invalidate the driver's licence, through a central government agency. Such complaints may be filed by a police officer, by other witnesses of an incident, or through remote enforcement such as CCTV or speed cameras. Some jurisdictions (notably US states) directly administer fines or suspend licenses imposed by civil or criminal authorities when a driver has violated the rules of the road and thus the terms of a driver's license. In some jurisdictions such administrative penalties may be imposed through quasi-criminal infractions; other jurisdictions do not recognize infractions and charge all violations, at a minimum, as misdemeanours or felonies.
Some argue that the effect of a loss or injury due to a crash can be equivalent to that of a victim of crime under criminal law. Several campaigning organisations that provide support mechanisms also seek out an equivalent status within their jurisdictions or draw attention to particular road safety issues and attitudes with the intention of introducing law reform (for example MADD).
Collision prevention
Mechanical systems
Although many crashes are caused by behavior that's difficult to alter, by mechanical failure, or by road conditions, some technical solutions have been proposed that would automatically detect how close the driver is to the car in front and warn the driver or automatically adjust the car's acceleration to prevent the car from getting closer than the distance in which it can safely stop.
Parking sensors: These sensors give audible warnings at slow speed if the front or rear of the vehicle approach an object.
Sobriety detectors: These interlocks prevent the ignition key from working if the driver breathes into one and it detects significant quantities of alcohol. They have been used by some commercial transport companies, or suggested for use with persistent drink-driving offenders on a voluntary basis
Drifting monitors: These devices monitor how close a vehicle is travelling to lane markers and, if it starts to drift toward or over the markers without the turn signal being activated, sounds an alarm.
Policies for avoiding collisions
Reasons suggested for young and inexperienced drivers being more likely to be in an accident include inexperience combined with over-confidence, peer pressure, a desire to show off, and even neurological development arguments. It has been noticed that more of these types of serious collision occur at night, when the car has multiple occupants and when seat belt use is less.
addressing the needs of professional drivers
encouraging employers to reduce work-related road safety risks
wider adoption of advanced driving courses
driver rehabilitation courses after serious traffic offences
Some countries or states have already implemented some of these ideas. This increased risk for the young is known to the insurance companies, and premiums sometimes reflect that; however, very high premiums for young drivers don't seem to have had a significant impact on the crash statistics.
Recent initiatives by some insurers, such as pay-as-you-drive, have been attempts to incentivise better driving behaviour by rewarding young drivers who make better choices about where and when to drive. They also recognise the benefits of driver training beyond the statutory minimum and often offer premium reductions after completion of a course of advanced driving.Further Information
Get more info on 'Motor Vehicle Accident'.
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